At&t universal card

At&t universal card AT&T gives credit score playing cards thru its monetary partner, Citibank, to purchasers with terrific credit score.

AT&T Universal Savings Platinum MasterCard
The AT&T Universal Savings Platinum MasterCard permits you to earn declaration credit primarily based totally on the subsequent machine:

Benefits At&t universal card

Cardholders can take benefit of the 0% introductory APR for 15 months to swiftly lessen transferred debt balances. In addition, the declaration credit score machine is obtainable as a perk freed from price considering that there’s no annual price.

Drawbacks At&t universal card

Reviewers from Card Hub have been unimpressed with the cardboard as it does now no longer provide a coins lower back rewards machine or cut price to new clients seeking to keep on the acquisition of a telecellsmartphone via way of means of enrolling withinside the program. In addition, a few longstanding clients had a hard time getting the hobby fee lowered.

AT&T Universal Savings and Rewards MasterCard

If you often buy AT&T services and products, you may obtain as much as $350 according to yr in declaration credit with the AT&T Universal Savings and Rewards MasterCard.

Cardholders obtain 10% in the direction of a declaration (5% in next years) for the mixture quantity of AT&T costs same to non-AT&T purchases.

This card additionally gives ThankYou Rewards which might be earned via way of means of the usage of your card. As an introductory provide, you may earn 10,000 bonus factors in case you spend at least $500 withinside the first 3 months.

Cardholders additionally have the possibility to build up as much as 50,000 factors according to calendar yr, and each greenback spent on non-AT&T purchases earns one point.

Points come for free of charge to the cardholder considering that there’s no annual price and may be redeemed for diverse items, which includes journey accommodations, present playing cards and electronics.

Unfortunately, this card lacks attractive gives for people who do now no longer patronize AT&T`s services and products, as cited via way of means of a assessment from truefin.

Compare Your Options

AT&T Universal Savings Platinum MasterCard AT&T Universal Savings and Rewards MasterCard

Rewards none ThankYou Rewards:

Earn 10,000 bonus factors in case you use up at least $three hundred withinside the first 3 months
Each next greenback spent on non-AT&T purchases is equal to at least one point.

Cardholders can collect as much as 50,000 factors according to yr.
Other Perks
AT&T Universal Card account holders constantly have get entry to to a large number of loose advantages.

You have the choice to pick out your declaration date and private identity number.

Manage your card on-line and order extra playing cards for own circle of relatives contributors freed from price.

Convenience assessments are available.

At the give up of every yr, cardholders obtain an annual Account Summary prepared via way of means of month and class to assist them benefit a higher know-how of real spending patterns.

This card additionally gives a whole lot of journey perks to cardholders, which includes vehiclemobile coincidence journey coverage, vehiclemobile condominium coverage and journey help services (along with clinical and felony referrals).

For purchases made with the AT&T Universal Card, cardholders are protected withinside the occasion that robbery or unintentional harm happens with the prolonged assurance of up to at least one extra yr and retail buy safety of as much as $1,000.

Other advantages include:

MasterCard Pay Pass that permits you to behavior transactions via way of means of tapping your MasterCard

Dispute decision help for billing discrepancies

Selecting the AT&T Universal Card That’s Right for You
If you often buy AT&T’s services and products, this card may be a very good desire as it permits you to keep a pleasing amount of cash thru the declaration credit.

However, in case you do now no longer fall into this class, this card won’t be for you as there are different alternatives available in the marketplace with extra lixlip aggressive introductory gives and rewards systems At&t universal card